Commercial Property Insurance
Property insurance should include a broad form of coverage to protect you from a variety of losses. It should include, but may not be limited to:
Buildings: Coverage would be required here if you own the building your business occupies. In the event you lease premises, your landlord should provide this coverage.
Business personal property includes your furniture and equipment. You'll want to include the improvements or additions you might make to leased premises.
Loss of Income
Earthquake , Flood (if available/applicable) etc.
Note: that an all-risk policy can be structured to cover all of your equipment, including computer hardware and software, plus your valuable records. A properly written policy will include loss of income that might result from breakdowns, as well as loss of income from other hazards that would temporarily close down your business.
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Collins & Miller Insurance LLC | all rights reserved
Disclaimer: This material is for informational purposes only and is not a contract. It is intended to provide a general description of products and services. Please remember that only an insurance policy or contract can give actual terms, coverage's, amounts, conditions and exclusions. For complete descriptions of the terms, conditions and exclusions of insurance coverage's or other products or services, please contact your independent agent or refer to the policy or service contract.
Licensed in the following states: Tennessee